New Per Capita Liability Product

We are pleased to announce that we have access to a new online facility for the placement of per capita liability policies. This adds to Matrix Underwritings suite of liability products and covers areas not previously targeted by our existing capacity partners.

The benefits of this cover:

• Cover arranged with “A” rated carriers.
• Statement of fact basis – no need for proposal form.
• Ability to cover low risk trades working at high risk locations
• Fast turnaround



The Per Capita policy is available for risks with up to 10 employees. Cover can include the following covers as standard but higher limits may be available on request:
• Public/Products Liability up to £5 million.
• Employers Liability £10 million.
• Essential Business Legal Solutions.
• Tools of trade and Business Equipment £10,000 (including the option to cover loss from unattended vehicles).

Target market – Over 400 trades can be quoted under the Per Capita policy including:
• Builders
• Taxi Drivers
• Computer engineers
• Kitchen/Bathroom Installers
• Light Haulage Contractors
• Training Consultants
• Caterers
• Yoga Instructors
• Market Traders
• Hairdressers/Beauticians (Including treatment risks).

Send us an enquiry online via PER CAPITA ENQUIRY FORM or email your presentation to [email protected]

If you would like to discuss any opportunities with one of our underwriters please contact 01206 214 530

Matrix is a privately owned underwriting agency working out of Colchester, Essex. Established in 2011. We work closely with capacity providers to bring bespoke solutions to the SME market through trusted and well established retail brokers. Our experienced team of underwriters have decades of combined experience working within the London Market operating binding authorities. Matrix is an active Lloyds of London coverholder and a member of the MGAA (Managing General Agents Association).